Privacy Policy

We may use collected information to:

• Respond to questions and requests
• Provide information about our services
• Evaluate your payment-processing needs
• Assist with merchant account applications
• Connect applicants with our processing partner
• Provide customer service and ongoing account support
• Improve our website, services, and visitor experience
• Analyze website traffic and performance
• Protect against fraud, misuse, security threats, or unlawful activity
• Maintain business and transaction records
• Comply with applicable legal, regulatory, underwriting, and contractual requirements
• Enforce our website terms and other agreements

We will not use personal information for purposes that are materially different from those described in this policy without providing appropriate notice.

We are an independent merchant-services provider and work with third-party payment-processing, underwriting, acquiring, banking, gateway, equipment, and technology partners.

We may disclose information to our processing partner after you choose to proceed with and submit a merchant application. The information is shared for purposes such as:

• Reviewing and underwriting the application
• Verifying business and owner information
• Establishing a merchant account
• Providing payment-processing equipment or technology
• Preventing fraud and managing risk
• Meeting banking, card-network, and regulatory requirements
• Servicing and supporting the merchant relationship

Submitting an inquiry through a general contact form does not automatically constitute a merchant application.

Our processing partners may collect, use, retain, and disclose application information under their own privacy policies, underwriting requirements, and legal obligations. We encourage applicants to review any privacy notices presented during the application process.

Approval of a merchant account is determined by the applicable processing or underwriting partner and is not guaranteed.

In addition to disclosures related to merchant applications, we may disclose information to:

We do not sell personal information for monetary compensation.

Certain analytics or advertising technologies may be treated as "sharing," "targeted advertising," or a "sale" under some state privacy laws, even when no money is exchanged. We will provide any legally required notices or choices if our use of these technologies becomes subject to such requirements.

We do not share merchant application information with unrelated third parties for their independent marketing purposes.

Our website may use session cookies, persistent cookies, pixels, analytics tools, and similar technologies to:

• Operate website features
• Remember visitor preferences
• Measure website traffic
• Understand how visitors use the website
• Identify technical problems
• Improve website performance and content
• Evaluate marketing effectiveness

Some cookies are necessary for the website to function. Others may be provided by third-party analytics or technology services.

You may configure your browser to block, restrict, or delete cookies. Blocking cookies may cause certain website features to function improperly.

Where required by law, we will request consent before using nonessential cookies.

We retain information only for as long as reasonably necessary to:

• Respond to inquiries
• Provide requested services
• Maintain business and customer records
• Complete an application or merchant relationship
• Meet underwriting, banking, contractual, tax, accounting, or legal obligations
• Resolve disputes
• Prevent fraud and protect our business

Retention periods may vary depending on the type of information, the purpose for which it was collected, and applicable legal or partner requirements.

We use reasonable administrative, technical, and organizational safeguards designed to protect information against unauthorized access, loss, misuse, alteration, or disclosure.

However, no website, electronic transmission, or storage system is completely secure. We cannot guarantee absolute security, and visitors submit information electronically at their own risk.

Do not send full payment card numbers, passwords, Social Security numbers, bank account credentials, or other highly sensitive information through a general website contact form unless the form specifically requests that information and provides a secure method for submitting it.

Depending on your state of residence and applicable law, you may have the right to request that we:

• Confirm whether we process your personal information
• Provide access to certain personal information
• Correct inaccurate information
• Delete certain information
• Provide a portable copy of certain information
• Explain the categories of information collected, used, or disclosed
• Opt you out of certain sales, sharing, or targeted advertising
• Limit certain uses of sensitive personal information
• Reconsider a decision involving a privacy request

These rights are subject to exceptions and may not apply in every situation.

To submit a privacy request, contact us using the information in the "Contact Us" section below. We may need to verify your identity before completing a request. We will not unlawfully discriminate against you for exercising an applicable privacy right.

Authorized agents may submit requests where permitted by law, subject to identity and authorization verification.

When you provide your email address or telephone number, we may use it to respond to your inquiry, discuss our services, assist with an application, or support an existing merchant relationship.

You may request that we stop sending promotional emails by using the unsubscribe instructions included in the message or by contacting us. We may continue sending non-promotional communications related to an inquiry, application, account, transaction, legal obligation, or existing business relationship.

Providing a telephone number through a contact form does not authorize us to sell that number or disclose it to unrelated third parties for their independent marketing.

Our website may contain links to third-party websites, applications, processors, gateways, banks, or other service providers.

We do not control and are not responsible for the privacy, security, availability, or content of third-party services. This Privacy Policy applies only to information collected through our website and our own business operations.

Review the privacy policy of each third party before submitting personal information.

Our website and services are intended for businesses and individuals who are at least 18 years old. They are not directed toward children under 13, and we do not knowingly collect personal information from children under 13.

If we learn that we have collected personal information from a child in violation of applicable law, we will take reasonable steps to delete it.

Our website and services are operated from the United States. Information submitted through the website may be stored and processed in the United States or in other locations where our service providers operate.

We may update this Privacy Policy periodically to reflect changes in our services, technology, business practices, processing partners, or legal obligations.

The revised policy will be posted on this page with an updated effective date. Your continued use of the website after an update is posted constitutes acknowledgment of the revised policy.

Questions, concerns, or privacy requests may be submitted to: